Overseas Auto Transportation Can Be Made Easy

Moving overseas is certainly quite a bit more complicated than moving to another city. Unless you are going to sell your car and buy a new one at your destination, you are going to have to employ a car shipping service. Many people are unsure if it is worthwhile to have their car transported when staying overseas for a while.

Understandably, it looks like a complicated process. However, with the help of a full service auto transport service, the process is fairly simple and stress-free. If you've never shipped a car overseas before, this article will provide an overview about your car's upcoming journey.

Types of Overseas Transports

The first leg of your car's journey is the trip from your home to the port. If the port is close you can drive it yourself. If it is farther away, you will probably have the auto transport company that part of the journey as well.

Once your car arrives at the dock it will be shipped one of three ways: RORO (Roll On Roll Off), in a 20-foot container, or in a 40-foot container.

Roll On Roll Off is commonly used for short trips. For example, it is the most common way that cars are shipped to Hawaii or Puerto Rico. The ship is basically a large car ferry. Your vehicle is driven aboard and parked along with many other vehicles. Upon arrival, it is driven out onto the dock. RORO service is usually cheaper than container shipping. However it is also less safe and your vehicle is more likely to be damaged. This shipping method covers the car itself. There is no provision for shipping any personal belongings.

A 20-foot shipping container is a safer method of auto transport. The car is loaded into a standard shipping container, so so it does not move during the trip, then the container is brought aboard the ship. Most of the time these smaller containers will fit only the car itself. If there is room in the container some shippers will allow you to ship personal belongings as well.

The best solution for shipping both your vehicle and household items is a 40-foot shipping container. The other items are loaded in first then a wooden bulkhead is placed in the container to separate these items from the car. The vehicle is driven into the container and secured as above. This shipping method is safer for both the car and your other belongings but is likely to be the most expensive shipping method.

Other Details of Overseas Auto Transport

Overseas transport is going to be more expensive than typical ground car shipping. Shipping will incur port fees at the destination. If shipping to another country, you will have to pay that country's tariffs. Finally, your insurance will almost certainly not cover your vehicle during the trip. You will need to purchase maritime insurance which generally costs 1% -3% of the price of the vehicle.

International shipping has stricter documentation requirements. You will need the original title to the vehicle and may need other documentation depending on the destination. An experienced international auto transport company will be able to help you with the details so that you can get everything prepared before your move.

London Business Hotels

With London’s global position as one of the most significant cities in the World in terms of business and industry, it’s very important that London has a good level of quality accommodations for the many corporate visitors who travel to the capital on business trips through the year. Particularly with the City of London still maintaining its position as the centre of World finance, there are an abundance of overseas and domestic visitors needing the comfort and facilities of first class hotels in the city.

Since the days of the 70s when perhaps the Park Lane Hilton was seen as the place to stay when on a business trip to London, all the major international hotels have build hotels aimed at the business traveler in the city, in fact most hotel chains have numerous properties throughout the capital (Hilton Hotels now number 34 in total including the airports and the London outskirts!). Holiday Inn, Accor Hotels, Marriott Hotels and Thistle Hotels but to name a few, all have business hotels through London with a high level of comfort and a large range of facilities aimed mainly at the corporate traveler. New players to the London market also boast very good business hotels – H10 for example and the Park Plaza Hotel chain have gone out of their way to provide rooms suited for business people – the Park Plaza Westminster, for example, is an all suite hotel featuring rooms with a small lounge and kitchenette in addition to a generous sized bedroom and fabulous location close to Westminster Bridge. Privately owned up market hotels are also designed with corporate in mind – the Cadogan Hotel near Harrods department store and the Ritz Hotel in London’s Piccadilly street both provide not just good facilities and first class quality but also a discerning service for the more upmarket level of clients associated with such grand business hotels.

Rooms in all these type of hotels have the typical facilities you would expect such as desks with office type chairs, minibars, full room service and satellite TV programmes with pay movies and en suite facilities with a full complement of complimentary toiletries, heated towel rail and power showers (or ‘rain’ showers). Internet connectivity generally via Wifi is also a must nowadays with more and more hotels finding themselves forced through competition (and negative comments from guests) to providing this service free of charge. The business hotels provide the guests with excellent dining facilities – generally a full English breakfast and a choice of restaurants within the hotel for dinner at surprisingly reasonable prices. After a busy days doing business in the city, sometimes a good rewarding drink is required and the hotels accommodate well with their welcoming cocktail bars which, particularly during the happy hour period from 5 – 7pm, can be the place to be if you’re in the right hotel!

FAQs About Motorcycle Insurance

Motorcycle insurance is one of the biggest costs involved in riding your motorcycle. Whether your ride is a scooter or a sports bike it’s best to get the best value insurance policy that covers everything you need.

What determines the cost of motorcycle insurance

Your personal details

In the insurance business, age is a common determinant for risk. Male riders under 25 are considered the most likely to file claim, whereas female and older riders are more likely to receive lower premiums. Occupation may also come into play in factoring premiums, depending on whether the coverage compensates you for time missed at work.

Where you live

A big influence on the cost of your car insurance is where you live. The chance of your car being broken into or stolen is a key concern for the insurer. More urban areas traditionally facing greater risk of theft and therefore tend to be more expensive than countryside locations.

The type of bike you own

The type of bike you own can greatly affect your insurance premium. Naturally, a more expensive bike will cost an insurer more to fix or replace. Motorbikes with better engines and faster speeds will represent a greater risk for collision as well as damage caused by an accident.

Older model bikes may require more maintenance and difficulty securing repair parts. For motorbikes older than 20 years, it would be wise to seek an insurer that specialises in classic bikes and cars.

Who else will be riding the bike

Adding another rider to the policy will affect the overall cost. Adding an experienced motorist will generally lower your premium. Conversely, adding a younger individual may escalate costs.

As each insurance company weighs these factors differently, you will find fluctuations in the prices you are quoted. Cheaper rates most likely find your situation more amenable to their particular risk formula.

Usage of the bike

The more often you ride your bike, the more likely you will be involved in an accident. Moreover, bikes that are used for commuting represent a greater risk than those ridden for pleasure, due to the difference in traffic. Residents living in high traffic postcodes may also experience higher insurance costs.

Storage and security measures

Theft represents another concern for insurance companies when calculating premiums. Alarms or anti-theft devices such as an immobiliser, bike lock, or ground anchor can mitigate this risk. In some cases, an insurer might recommend a specific brand or anti-theft device to their consumers.

Parking your bike in a garage can further alleviate theft concerns. Insurance companies will also factor in the crime rate in your postcode before settling on a quote.

Previous claims or convictions

Riders who have made previous claims or suffered motoring convictions present a greater risk to insurers. If you fall into one of these categories, it may be best to seek a company that specialises in insuring convicted riders

Your excess

The excess is the amount of any claim that your insurer will expect you to cover. For example, your riding your bike and you have an accident your bike now needs repairs worth £1000 and your excess is £100, you’ll have to pay £100 and your insurer will pay the remainder.

The more cost you are willing to absorb, the lower your premium. Having a high excess is ideal for riders who travel infrequently or on less busy roads. Those who commute daily may want a lower excess in order to file a claim for minor accidents. This, in turn, will elevate the cost of insurance.

No Claims Discount

Save up your no claims discount by avoiding making small claims upon your policy. After a set number of years, 4 or 5 typically, you’ll often be offered the option to pay an additional small premium to protect your no claims bonus. This can prove very helpful if you subsequently end up having an accident.

Advanced driving skills

By taking an advanced driving course you may also be able to reduce your premiums. The Institute for Advanced Motorists and the Royal Society for Prevention of Accidents each offer membership which provides you with discounts for both the cost of driving courses and your car insurance premiums. Two key variables NOT within the policyholder’s control

Consolidating policies

By insuring a number of vehicles with the same insurer, or by trying to take out home and life insurance through your car insurer, you may be able to secure a ‘bulk buy’ discount.

One final piece of advice

A large percentage of insurance is now sold on the Internet. That’s because it’s convenient and cheap. Many insurers now give a further 10%-15% discount if you buy online.

Level of cover

Third party

This covers the policy holder against damage to a third party’s property or to the third party themselves. Third party only bike insurance cover is usually a cheap motorcycle insurance policy compared to Third Party Fire and Theft or Comprehensive motorcycle insurance.

For example, if you have an accident with another vehicle and it is your fault then the Third Party Only policy will pay for the repair to that other vehicle, and will pay for any medical claims or injuries suffered by the occupant(s) of the other vehicle and your pillion rider. A Third Party Only bike insurance policy will not pay for the costs of repairing your own vehicle nor will it pay anything toward your medical expenses if you are injured. In addition, if your vehicle is stolen or is set on fire, a Third Party Only policy will not make any payment toward the theft or repair of the vehicle.

Third Party Fire & Theft

This is exactly the same as the Third Party Only motorcycle insurance policy, set out above, however a Third Party Fire and Theft UK motorcycle policy will pay out in the event that your vehicle is stolen or is set on fire.

Fully Comprehensive

A Fully comprehensive UK motorcycle insurance policy will pay-out for third party damages and injuries, will pay-out in the event of your vehicle being stolen or set on fire, and will also pay for any damage to your own motorcycle regardless of whose fault the accident was.

Siding and the Environment

In today's increasingly environmentally-friendly climate, the construction industry has begun to get something of a bad reputation for utilizing materials that are known to be harmful to the planet. The siding industry is no exception. With vinyl being one of the more popular and affordable materials for siding installation, the siding industry is often accused of contributing to the demise of the planet by introducing the modifying chemicals of PVC (polyvinyl chloride) into the atmosphere. Of course, the benefit of PVC is that it is inexpensive and quite easy to work with. But in the eyes of the average environmentalist, the advantages inherent in PVC do not outweigh its destructive impact on the planet.

So which types of siding are the best options as far as the environment is concerned? According to Ruben Jeruco, solid wood is probably the most environmentally-friendly siding material available today. Although wood siding requires a fair degree of maintenance, the fact that it is renewable makes it attractive in the eyes of those who are environmentally-conscious. Fiber cement siding is also known to be a reliably earth-friendly product. Offering the same great look and feel of wood but without the significant maintenance, fiber cement is another good choice for people who do not want to run the risk of destroying the planet.

Although it is quickly becoming a less popular choice among homeowners, aluminum siding is actually regarded as fairly environmentally-friendly. Although its production requires a significant amount of resources, aluminum siding is often made of recycled materials, making it a winner in the eyes of those who think green. Finally, natural stone and classic cement stucco are both regarded as earth-friendly siding options; however, the cost involved in stone and stucco puts both choices out of reach for homeowners with limited budgets.

Of course, despite the fact that vinyl is often regarded as the planet's greatest enemy, vinyl siding might not actually be as ecologically destructive as some might think. Vinyl siding requires far less maintenance than most other types of siding once it's installed, few environmental resources are needed in order to preserve it. Vinyl siding is also said to use little energy as part of its manufacturing process. So while the material itself is definitely not the most earth-friendly, vinyl might not be quite as bad as some people think.

If preserving the environment is important to you, then make sure that your siding contractor is aware of your feelings as he helps you select your siding material. With so many earth-friendly siding choices available, you can improve the exterior of your home without having to choose between conservationism and aesthetics. And while you may pay a bit more for your eco-friendly siding, you'll be rewarded with the peace of mind that comes along with knowing that you're doing your part to preserve our planet for many generations to come.